The Borough Council has a public liability insurance which covers the Council's legal liability to pay compensation to any person for accidental bodily injury, or accidental damage to any property, as a result of the activities of the Council.
The person making the claim must establish that their loss has arisen due to acts, errors, omissions committed by, or on behalf of, the Council and that, as a result of this, they are entitled to receive compensation from the Council.
The Borough Council is not required to arrange personal accident cover for school pupils, and indeed does not do so. However, you are free to arrange your own personal accident cover if you wish to do so.